Salsabila, Shinta (2024) Analisis Perbedaan Kinerja Keuangan PT Bank Mandiri Tbk Sebelum dan Setelah Transisi Menuju Green Business. Undergraduate thesis, Fakultas Ekonomi dan Bisnis Universitas Merdeka Malang.

Preview	Text HALAMAN AWAL.pdf Download (1MB) | Preview
Preview	Text BAB I.pdf Download (2MB) | Preview
	Text BAB II.pdf Restricted to Repository staff only Download (2MB)
	Text BAB III.pdf Restricted to Repository staff only Download (2MB)
	Text BAB IV.pdf Restricted to Repository staff only Download (2MB)
	Text BAB V.pdf Restricted to Repository staff only Download (2MB)
Preview	Text DAFTAR PUSTAKA.pdf Download (2MB) | Preview
Preview	Text HASIL CEK PLAGIASI.pdf Download (2MB) | Preview

Abstract

This research aims to analyze the financial performance differences of PT Bank Mandiri Tbk before and after transitioning towards green business. Green business is a business strategy that focuses on environmental sustainability, where companies strive to reduce their negative impact on the environment. This study utilizes the annual financial data of PT Bank Mandiri Tbk for the research period of 2003-2012 (pre-transition towards green business) and 2013-2022 (post-transition towards green business). The financial performance analyzed involves financial ratios such as profitability ratios (ROA, ROE, NIM, BOPO), asset quality ratios (Net NPL), capital adequacy ratio (CAR), and liquidity ratio (LDR). These ratios are tested using normality tests to determine if the data is normally distributed, followed by paired t-tests and Wilcoxon rank sign tests to examine the differences. During the period before and after the transition towards green business, significant differences are observed in the profitability ratio (BOPO) due to increased operational expenses exceeding operational income from sustainable practices. Additionally, differences in asset quality ratios (Net NPL) occur because PT Bank Mandiri Tbk implements cautionary principles and closely monitors compliance with Environmental, Social, and Governance (ESG) aspects when granting credit. Differences in liquidity ratios (LDR) are attributed to the high credit extended by the bank through the development of various sustainable funding products. No significant differences are found in profitability ratios (ROA, ROE, and NIM) and capital adequacy ratio (CAR). The findings of this research are expected to provide insights into the differences between pre and post transitions towards green business regarding the financial performance of PT Bank Mandiri Tbk. The implications of these findings can serve as a foundation for similar companies in developing sustainable business strategies.

Actions (login required)

View Item