Bria, Marselino Evendius Nahak (2023) Prosedur penyelesaian kredit bermasalah pada Bank Rakyat Indonesia Tbk (Persero) Unit Pasar Besar Kota Malang. Diploma thesis, Fakultas Ekonomi dan Bisnis Universitas Merdeka Malang.

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Abstract

The resolution of non-performing loans is important in banking risk management, especially for Bank Rakyat Indonesia (BRI) Pasar Besar Unit. A systemic and appropriate approach is needed to reduce the negative impact on the bank's financial stability.
The purpose of this study is to describe how the procedures for resolving problem loans that have been implemented by BRI Pasar Besar Unit. The research method used is qualitative by involving direct interviews with bank employees who work in the field of credit and academic literature review.
The results showed that BRI Unti Pasar Besar has a procedure for resolving problem loans with steps such as communicating personally with customers, credit restructuring,extending the credit period,and selling collateralized assets

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