KARDO, YUNITA CHRISTYANTI (2023) ANALISIS KINERJA KEUANGAN RASIO RISK PROFILE, EARNINGS DAN CAPITAL PADA PT. BANK RAYKAT INDONESIA PERIODE 2017 – 2021. Diploma thesis, FAKULTAS EKONOMI DAN BISNIS UNIVERSITAS MERDEKA MALANG.

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Abstract

This research was conducted with the aim of knowing the Financial Performance Analysis of the Risk Profile Ratio, Earnings, and Capital at PT. Bank Rakyat Indonesia for the 2017-2021 period. This research uses descriptive research type. The data used in this research is quantitative data and the data collection technique used is company data documentation that has been published for 5 years. Calculating the analysis of financial performance at PT. Bank Rakyat Indonesia uses the RGEC formula, where in the RGEC formula there are 3 ratios including risk profile ratios (NPL, LDR), Earnings ratios (ROA, ROE, NIM, and BOPO), and Capital ratios (CAR).

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