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The importance of Digital-based Payment Management Knowledge for MSME Drivers: a Study of Financial Literacy

Jenita, Jenita, Yuwono, Amrih ORCID: https://orcid.org/0009-0007-8135-9793, Heriana, Tutik, Dewi, Susantriana ORCID: https://orcid.org/0009-0002-3713-1963 and Sari, Mila Diana (2022) The importance of Digital-based Payment Management Knowledge for MSME Drivers: a Study of Financial Literacy. Budapest International Research and Critics Institute-Journal (BIRCI-Journal), 5 (2). pp. 9073-9084. ISSN 2615-3076 (Online) : 2615-1715 (Print)

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Abstract

Along with the demands of an increasingly modern world, productivity and efficiency services are also demanded in all circles, including those who drive the medium-sized business economy. One of the most phenomenal currently implementing all human business activities is digital payment technology in serving their business. The author believes that the effectiveness resulting from the burning of various digitals in the management of small MSMEs can lead the business to be profitable and sustainable. So to whiten and complete the discussion of this call to prayer, we have conducted a series of data testing and interpretation of the data analysis with high validity and reliability. The literature sources we found were electronic digestion of many publications, especially books, scientific articles, and relevant website information to answer the hypothesis of this study. So, based on the data analysis and discussion, we can summarize the importance of knowledge and experience in managing digital technology-based payments for those who drive the small business economy, which is now constantly competing. Confidence in the effectiveness of using payments in this way has been proven and has been recommended by experts, as we mentioned in the results and discussion sections. It is hoped that this finding will also enrich scientific knowledge, especially digital-based payments for small business drivers in the country.

Item Type: Article
Additional Information: Susantriana Dewi NIDN: 0719108001 Mila Diana Sari NIDN: 0716078003
Uncontrolled Keywords: the importance of knowledge, digital-based payments, msme driving, and financial literacy
Subjects: H Social Sciences > HD Industries. Land use. Labor > HD28 Management. Industrial Management
H Social Sciences > HG Finance
Divisions: PSDKU Ponorogo > S1 Manajemen
Depositing User: Rita Juliani
Date Deposited: 10 May 2023 04:09
Last Modified: 15 Jun 2023 02:25
URI: https://eprints.unmer.ac.id/id/eprint/3304

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