Haridjaya, Tomy and Candrarin, Grahita and Sanusi, Anwar and Cahyaningsih, Diyah Sukanti (2022) Determinants of financial inclusion and financial well being of MSME entrepreneurs in Seruyan Regency, Central Kalimantan Province, Indonesia. International Journal of Advances in Engineering and Management (IJAEM), 4 (3). pp. 558-567. ISSN 2395-5252

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Abstract

This study aims to examine the factors that influence financial inclusion and financial well-being. From previous research, four independent variables were tested, namely financial literacy, accessibility, affordability and usage. This
research was conducted in Seruyan Regency, Central Kalimantan Province, Indonesia with a sample of MSME entrepreneurs. Data were collected through questionnaires and processed with the smart-PLS application. The results of this study provide evidence that the factors that influence
financial inclusion and financial well-being are financial literacy. These results provide recommendations for the government to play an active role in providing financial education for the community, especially MSME entrepreneurs.

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