Haridjaya, Tomy, Candrarin, Grahita, Sanusi, Anwar and Cahyaningsih, Diyah Sukanti ORCID: https://orcid.org/0000-0002-9810-5075 (2022) Determinants of financial inclusion and financial well being of MSME entrepreneurs in Seruyan Regency, Central Kalimantan Province, Indonesia. International Journal of Advances in Engineering and Management (IJAEM), 4 (3). pp. 558-567. ISSN 2395-5252

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Abstract

This study aims to examine the factors that influence financial inclusion and financial well-being. From previous research, four independent variables were tested, namely financial literacy, accessibility, affordability and usage. This
research was conducted in Seruyan Regency, Central Kalimantan Province, Indonesia with a sample of MSME entrepreneurs. Data were collected through questionnaires and processed with the smart-PLS application. The results of this study provide evidence that the factors that influence
financial inclusion and financial well-being are financial literacy. These results provide recommendations for the government to play an active role in providing financial education for the community, especially MSME entrepreneurs.

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