Putri, Triastarina Pratama, Astutty M, Dewi, Sunarjo, Sunarjo and Lailawati, Fadilla Dwi (2020) Keabsahan Yuridis perjanjian pinjaman online yang tidak terdaftar di otoritas jasa keuangan. Bhirawa Law Journal, 1 (2). pp. 56-62. ISSN ISSN P: 2775-4464, ISSN E: 2775-2070

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Abstract

The presence of lending and borrowing services based on information technology or peer to
peer lending. The mushrooming of loans, especially illegal or unlicensed online loan appli�cations, makes the risk of conflict even greater. The study, entitled “Juridical Legality of
Online Loan Agreements that Are Not Registered at the Financial Services Authority”, has
a problem formulation of how the form and validity of the agreement through online loans
that are not registered with the OJK and how legal remedies can be taken when the debtor does
not fulfill the agreement (default). The purpose of this study is to determine the form and
validity of the agreement through online oans that are not registered with the OJK and to
determine the legal remedies that can be done when the debtor does not fulfill the agreement
(default).This approach uses the statute approachBased on the analysis conducted, it was
concluded that the form and validity of the agreement through online loans that are not
registered in the OJK is a written agreement, the agreement includes an underhand agree�ment. The validity of the agreement is valid as long as the parties do not renege on the
agreement. Legal remedies that can be done if there is a default is to bring a summons or give
a warning letter, if not carried out what was ordered in the summons, the parties who feel
aggrieved can file a lawsuit against breach of contract to the court.

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