Utami, Dwi Melaningsih (2016) Perjanjian murabahah pada bank muamalat Indonesia. Jurnal Hukum Ekonomi dan Bisnis, 14 (1).
Full text not available from this repository.Abstract
Starting from the anxiety of bank interest, and the desire of MUI figures to establish syar'i bank then in 1991 was born deed of establishment of Bank Muamalat Indonesia. Banks are still relatively new is able to show its existence by presenting some products that if able to benefit the community, one of which is murabaha. Murabahah is a sale and purchase by stating the cost of goods sold and the margin obtained by the seller with the agreement of both parties. Murabahah can also be borrowed-borrowed because to get the desired goods, the customer is assisted by the Bank to buy it, then the customer pays to the Bank. To the authors feel the need to present the problem Is the implementation of the murabahah agreement at Bank Muamalah Indonesia Madiun branch is in accordance with the principles of Shariah? And how the settlement of murabaha agreement in Bank Mualamat Indonesia branch of Madiun in case of default? Library research methods that include discussion of legal principles, legal system, and rules of law and field research as a complement and complement existing facts, the author tries to answer the problem. In terms of the agreement, murabaha is in accordance with the provisions of the agreement as stipulated in the Civil Code which requires the existence of agreements, skills, certain matters, and a halal cause. In addition, murabahah agreements also require guarantees and advances, Customers make inkar promise. So from here it can be concluded that it though seems to violate the principles of shari'ah but ternayta still acceptable and relefan with the basic principles of Muamalah. If there is a wanprestasi customer then Bank Muamalat Indonesia branch of Madiun will do: warning letter three times accompanied by a fine if still not succeed then the bank will advise the customer to sell the goods and pay off the shortfall to the Bank, if still not successful then the bank ask for help To the arbitration body to mediate the matter.
| Item Type: | Article |
|---|---|
| Uncontrolled Keywords: | Murabahah Agreement, Bank Muamalat, Madiun |
| Divisions: | Fakultas Hukum > S1 Hukum |
| Depositing User: | tassa Natassa Auditasi |
| Date Deposited: | 17 Feb 2022 04:27 |
| Last Modified: | 17 Feb 2022 04:27 |
| URI: | https://eprints.unmer.ac.id/id/eprint/2565 |
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