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Perjanjian kredit dengan jaminan deposito berjangka pada lembaga perbankan

Hananto, Achmad (2014) Perjanjian kredit dengan jaminan deposito berjangka pada lembaga perbankan. Jurnal Hukum Ekonomi dan Bisnis, 12 (1).

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Abstract

Banking institutions as one financial institution have a strategic value in the life of a country's economy. The institution is intended as an intermediary of parties with the surplus of funds. With the parties who lack and require the funds (lack of funds). Thus banks will engage in lending activities, and the various services provided, the bank serves the financing needs as well as, launches the payment system mechanism for all sectors of the economy. In order to achieve maximum benefit from the banking activities, has formed a banking system that applies in general and comprehensive, namely the nature and function of the principal of the activities of banks are almost the same. In this research, the sampling technique used for the respondent both the creditor and the debtor customer is Non-Random Sampling by not giving equal opportunity to each respondent to be selected as a sample member. Data Analysis Method used is: Qualitative Analysis of data obtained from the results of the study grouped and selected by quality and correctness, then connected with the problems studied and Comparative Analysis of data obtained from the results of research compared with the theories obtained from the study the literature, so get answers to the problems raised. The findings obtained are as follows: (1) Procedure and effect of debt settlement of debtor customer in case of repayment before loan term expires, (2) Debtor settlement procedure of debtor customer in case of repayment before end of loan agreement, (3) Due to debt settlement of customer debtor in the event of repayment before the term of the loan agreement expires, (4) Debt settlement of each debtor customer in the event of default in both banking institutions in accordance with the set-off clause which is a debt or compensation encounter.

Item Type: Article
Additional Information: Nama : Achmad Hananto NIDN : 07740024
Uncontrolled Keywords: Credit, Deposit, Bank
Divisions: Fakultas Hukum > S1 Hukum
Depositing User: tassa Natassa Auditasi
Date Deposited: 15 Feb 2022 04:22
Last Modified: 15 Feb 2022 04:22
URI: https://eprints.unmer.ac.id/id/eprint/2501

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