Hardiani, Sunaryati and Sisharini, Nanik (2015) Model pembiayaan pedagang mlijo oleh Multifinance sebagai dampak dari perluasan fungsi Multifinance oleh Otoritas Jasa Keuangan (salah satu bentuk pengembangan model Financial Inclusion). Jurnal Manajemen dan Kewirausahaan (JMDK), 3 (1). ISSN 2540-8259
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Abstract
With the enactment of Lawno.21of 2011 onthe Financial Service Authorityexpectedfinancial institutioncan expandits businessis tofinanceMicro, Smalland Medium Enterprises(SMEs) so thatfinancial institutionsare no longersynonymous witha particularsector. In addition, the finance companywillbe able toreplacethe role of banksin stimulatingthe real sector. Especiallyafterthe release ofthe rulesregardingthe reduction of branchless banking, so thefinance companycouldbe a toolthatfundscan be channeledbanking.
The aim ofthis studyis to findthe appropriatefinancing modelforSMEsboth in terms ofrequirements, ceiling, andpatterninstallmentsin accordancewiththe type ofSMEfinancinginstitutionsso asto encourageSMEstogrow and developandguideaccess to credit forSMEs. Specific targetsto be achievedare: 1)The existence ofan appropriate policyoffinancial institutionsin lendingto SMEsaccording to the typeandcharacteristics of theSME business, 2) Easy ofaccess to credit forSMEs,3) Improving the quality of SME.
| Item Type: | Article |
|---|---|
| Additional Information: | Nama : Sunaryati Hardiani NIDN : |
| Uncontrolled Keywords: | OJK, Multifinance, Micro, Smalland Medium Enterprises andfinancing models. |
| Divisions: | Fakultas Ekonomi dan Bisnis > S1 Manajemen |
| Depositing User: | Surya Dannie |
| Date Deposited: | 03 Jan 2022 09:13 |
| Last Modified: | 03 Jan 2022 09:35 |
| URI: | https://eprints.unmer.ac.id/id/eprint/1502 |
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