?url_ver=Z39.88-2004&rft_id=https%3A%2F%2Fdoi.org%2F10.26905%2Fjkdp.v16i1.1053&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.au=Harmono%2C+Harmono&rft.aulast=Harmono&rft.aufirst=Harmono&rft.pages=132-146&rft.issn=1410-8089+(Print)+%3B+2443-2687+(Online)&rft.atitle=Faktor+Fundamental+Makro+Dan+Skim+Bunga+Kredit+Sebagai+Variabel+Intervening+Pengaruhnya+Terhadap+Kinerja+Bank&rft.issue=1&rft.title=Jurnal+Keuangan+dan+Perbankan&rft.date=January+2012&rft.volume=16&rft.genre=article