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      "full_text_status": "public",
      "datestamp": "2023-06-14 13:16:07",
      "refereed": "TRUE",
      "eprintid": 3402,
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      "event_type": "conference",
      "status_changed": "2023-06-14 13:16:07",
      "official_url": "https://jurnal.unmer.ac.id/index.php/icgss/article/view/9272",
      "title": "The Effect of Personality Traits on Financial Behavior and the Use of E-Wallet as Intervening Variable",
      "abstract": "This study aims to examine the effect of personality on financial behavior through the use of an e-wallet. The dependent variable of the study is financial behavior, the independent variable is personality, and the intervening variable is the use of e-wallets. Sampling using convenience sampling method, the respondents used were 78. They were e-wallet users in Malang City and have worked for more than one year in the same job. The data collection technique used a questionnaire with a Likert scale, ranging from 1 = strongly disagree to 5 = strongly agree. Data analysis using Structural Equation Model (SEM). The results showed that personality did not affect the use of e-wallets. While personality affects financial behavior and the use of e-wallets harms financial behavior. Personality has no effect on financial behavior through the use of an e-wallet. Thus, this study concludes that e-wallet users understand the function and use e-wallets as a substitute for cash. In addition, personality does have a direct effect on behavior directly, but if it is indirectly seen through the use of an e-wallet, it does not affect financial behavior.",
      "keywords": "personality, e-wallet, financial behavior",
      "lastmod": "2023-06-14 13:16:07",
      "date_type": "published",
      "documents": [
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            "security": "public",
            "format": "text",
            "uri": "https://eprints.unmer.ac.id/id/document/42110",
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            "eprintid": 3402,
            "language": "en",
            "main": "The Effect of Personality Traits on Financial Behavior and the Use of e-Wallet as...pdf"
          }
      ],
      "date": "2022-11",
      "rev_number": 9,
      "divisions": [
        "prodi_akun"
      ],
      "type": "conference_item",
      "userid": 2,
      "subjects": [
        "HG"
      ],
      "event_location": "Universitas Merdeka Malang",
      "ispublished": "pub",
      "nidn": [
        "NIDN0717056402"
      ],
      "uri": "https://eprints.unmer.ac.id/id/eprint/3402",
      "pres_type": "paper",
      "event_title": "7th ICGSS Sustainable Innovation Legal Policy, Alternative Technology and Green Economy",
      "event_dates": "November 4-5, 2022",
      "note": "Diana Zuhroh\r\nNIDN: 0717056402",
      "creators": [
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            "given": "Seprido",
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            "family": "Subiyantoro"
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            "given": "Diana"
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            "given": "Citra",
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            "family": "Sarasmitha"
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