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	bibo:abstract "With the Law 21 In 2011, the entire function of regulation and supervision of the financial sector that had been scattered in the BI and Bapepam - LK will blend into the Financial Services Authority. Thus the expected future licensing issues, regulation, and supervision, it will be easier, because it is under one roof. In addition, cross-cutting issues in the financial services sector, which includes acts of moral hazard, not optimal protection of consumers of financial services, and disruption stability of the financial system, it will not happen again because of the integrated regulation and supervision. Financial Services Authority regulation and supervision duties of the banking sector, capital market sector, Insurance sector, Pension Funds, Banking Institutions, and Other Financial Services Institutions. Bank of Indonesia while maintaining monetary stability and financial system stability . With the separation of control over each of the financial services industry, is expected to create specialized in surveillance, the development of appropriate monitoring methods, as well as reducing the extent of supervisory control range so that the decision-making process and the implementation of those decisions can be run effectively."^^xsd:string;
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